Views on Personal Contract Purchase

Over the last 12 months I have been "called to action" after reading many an article featuring some complete untruths about Personal Contract Purchase (PCP). One in particular, published by the Institute of the Motor Industry (IMI) in their magazine entitled "PCP under fire!". The editor Tim Keir had consulted with so called "subject experts", none of whom were members of the Half-A-Car Family.
Hence my factual response published in their magazine in 2017 attached, putting the record straight for both the IMI and their members. On reading my submission, Tim kindly commented “I like this a lot Michael. Will definitely be featuring it”.
He also revised his views on their article that initialled my submission-very gratifying! I went on to float my article on LinkedIn with a tremendous response also.